R.L. Mathewson’s Trick to handle scams :)

I posted this on my Facebook Page, but I thought I’d share my wonderful experience with a scam call:   So, I was sitting in the car waiting for my daughter to come home a while ago when the scam for 6.7% called (A company calling and trying to get information by promising really low rates). Since I had nothing better to do I decided to have some fun 🙂 When I was prompted to press 1, I decided that it just might be fun. Now this is how the phone call went down: (Mind you, I used a sarcastic tone the entire time and she seemed oblivious to it, but it was fun 🙂 SP (Scam Person): Hello, did you press 1 to get your credit card rate down to 6.9%? Me: I sure did. SP: Great! Me: Isn’t it though? SP: You must be excited to lower your interests on your credit card. Me: More than I can say. SP: Well, all I need it a little information and I can lower your interest rates. Me: That would be fantastic. SP: Okay, what’s your name? Me: Don’t you have it in the system? SP: Oh, you show up only as your account number. Me: Really? SP: Yes, it’s to protect your privacy. Me: Wow, I feel really protected. Thank you! SP: You’re very welcome! Me: Okay, my name is Diana Ross. SP: Hmmm, could you verify your account or social security number so I can get into the system and sign you up for this great rate, Diana ? Me: I sure can! SP: I just need your social or your credit card number with the expiration date. Me: Huh, that’s going to be a problem. I have no clue what my social is. SP: Oh, then your credit card number will be fine. Me: I don’t have it on me. SP: That’s okay. I can call back in an hour and get your information, but just so I don’t waste your time later why don’t we get some basic information now. Me: Let’s. SP: What’s your date of birth. Me: February 30, 1949 SP: That matches what I’ve got! Me: That’s great! SP: Your address, Mrs. Ross? Me: 1600 Pennsylvania Avenue, Washington, DC. SP: Okay……..hmmm, is that close to the White House? Me: Very close. I have a fantastic view. SP: That must be exciting! Me: Very. SP: Okay, now…..to make sure I have the right person, what’s your balance and how much do you have available on your credit card. Me: Well, last month was kind of hectic, but i think I have a balance of around $150,000 SP: $150,000? Me: Yeah, it was a busy month. SP: Are you sure? Me: Oh yeah, between making bail, buying Belgium chocolate, and let’s not forget the midget strippers who cost me an arm and leg, I may have run up the old credit card. Why? Is that going to be a problem? SP: Er……..I’m going to have to call you back later. Me: I’ll be waiting by the phone and anticipating the moment when we can be together once again. Sp: Mrs. Ross, are you serious? Me: Deadly. You’re my new best friend! I’m not sure why she hung up after that and she hasn’t called me back yet, but I’m waiting for it 🙂